Risley Sams offers Jefferson's principle as advice to clients when encouraging them to develop an “engaged relationship” with their financial advisor and envision long-term goals that can give them a clear idea of the purpose behind their investments.

Sams spent years serving as a financial advisor at major brokerage houses before deciding to set up his own investment management firm. As an independent Registered Investment Advisor (RIA), he takes pride in taking the time to understand each of his client’s life goals and building “customized wealth accumulation and distribution plans” to fit their needs.

“At RHS Financial, we feel lucky to have the opportunity to help our clients engage with their financial advisor in order to invest for things that matter most to them," he says, "like sending their children to the best schools, planning their retirement, maximizing philanthropic donations and establishing a financial legacy.”

RHS Financial employs the very best software tools to help see and manage a client’s entire “real-time financial picture” including 401K holdings, stock options and other outside accounts. This modus operandi allows the company to update clients’ financial plans to make sure investments are always in alignment with risk tolerance. In addition to investment management and financial planning, Sams' company also provides video newsletters to help clients stay abreast of global market fluctuations and their effects on investor portfolios.

While Sams maintains that it is ultimately the client that is in the driver’s seat, he appreciates his role as that of financial “navigator,” leveraging his knowledge of the market and financial planning. He particularly enjoys guiding investors through what he sees as the financial fog of an industry riddled with jargon and complexity.

"We like to view our clients as entrepreneurs building their own wealth start ups. Building a framework for financial success is not just about building wealth, it is about how you build it, what you stand for and the brand you emboss on it."